MBA in Finance, NYU Stern School of Business. PhD, University of Michigan. Post Graduate Certificate in Higher Education, London Institute of Banking & Finance. CFA (former Head of Education, CFA Institute, EMEA). Professional Risk Managers’ International Association (PRMIA) member (formerly on PRMIA Global Ethics Committee). Chartered MCSI, Chartered Institute for Securities & Investment (CISI - formerly senior advisor on CISI exams, including equities). 5 years at Standard & Poor’s, NY & London, as credit analyst for banks and global industries. 15 years at Lehman Brothers London, as Head of Credit in Investment Banking, EMEA, covering banks and industrials. Former Credit Director at European Bank for Reconstruction & Development, London, covering banks and industrials in emerging markets. Senior Lecturer in Finance (online) at Middlesex University, London, teaching equities and other financial instruments. Extensive global training experience with Euromoney, IFF, Moody’s, Fitch Learning, CFA Institute, Deutsche Bank, BOAMerrillLynch, JPMorganChase, BTRM, Retail Banking Academy.